Loans

  • https://www.agloan.com

    We are a leading provider of farm loan, lease, and crop insurance products, each customized to the unique needs of your growing business. We are a member-owned cooperative that supports all segments of agriculture with reliable, consistent credit and financial services as well as industry insights and expertise. Our range of financial services includes farm loans, farm mortgage loans, equipment loans, livestock loans, beginning farmer loans and operating loans, as well as crop insurance and farm credit leasing programs.

  • https://www.feed-hunger.com/mission/

    Loan Amount:
    $5,000 - $250,000

    Geographic Range:
    Statewide

    Eligibility:
    Anyone involved in the food industry, particularly marginalized communities with sustainable businesses.


    Feed the Hunger Fund provides entrepreneurs with access to capital, technical assistance and networks that help to increase their income and build their assets. Focusing primarily on food enterprises owned by low-income, BIPOC, women and immigrants, Feed the Hunger Fund exists to create healthy, equitable and sustainable food systems that nourish us all.

  • fsa.usda.gov/programs-and-services/farm-loan-programs/emergency-farm-loans/index

    When a tornado, flood, or drought strikes, or a quarantine is imposed by the Secretary of Agriculture, or when other natural disasters occur, FSA's Emergency loan program is there to help eligible farmers and ranchers rebuild and recover from sustained losses.

    The Emergency loan program is triggered when a natural disaster is designated by the Secretary of Agriculture or a natural disaster or emergency is declared by the President under the Stafford Act. These loans help producers who suffer qualifying farm related losses directly caused by the disaster in a county declared or designated as a primary disaster or quarantine area. Also, farmers located in counties that are contiguous to the declared, designated, or quarantined area may qualify for Emergency loans.
    For production losses, a 30% reduction in a primary crop in a designated or contiguous county is required. Losses to quality, such as receiving a 30% reduced price for flood damaged crops, may be eligible for assistance, too.

  • https://www.fsa.usda.gov/programs-and-services/farm-loan-programs/index

    Farm Loan Information Chart

    The Farm Service Agency offers loans to help farmers and ranchers get the financing they need to start, expand or maintain a family farm.


    Use the Loan Assistance Tool to check your eligibility for FSA Loans, discover FSA loan types, learn about FSA Loan requirements, and walk through the easy-to-understand instructions when completing the forms.

    Learn more about FSA Farm Loan Programs

  • https://www.fsa.usda.gov/programs-and-services/farm-loan-programs/beginning-farmers-and-ranchers-loans/index

    America's next generation of farmers and ranchers are supported through FSA's "Beginning Farmer" direct and guaranteed loan programs. Farm Ownership loans can provide access to land and capital. Operating loans can assist beginning farmers in becoming prosperous and competitive by helping to pay normal operating or family living expenses; open doors to new markets and marketing opportunities; assist with diversifying operations; and so much more. Through the Microloan program, beginning farmers and ranchers have an important source of financial assistance during the start-up years.

    While FSA is fully committed to all farmers and ranchers, there is a special focus on the particular credit needs of farmers and ranchers who are in their first 10 years of operation. Each year, FSA targets a portion of its lending by setting aside a portion of all loan funds for financing beginning farmer and rancher operations. With the single exception of the Direct Farm Ownership Down Payment Loan, the Beginning Farmer classification is not related to a type of loan program; it references a specific, targeted funding source.

  • https://kohalacenter.org/business/microloan-kahiau

    The Kahiau Rural Business Development Microloan Program provides low-interest loans and technical assistance to eligible businesses. The Kahiau Foundation created the loan fund in order to support businesses that contribute to strengthening Hawaiian culture, building community, and enhancing the health of the natural environment. These values govern every aspect of the Program, from the eligibility requirements to the technical assistance provided to borrowers, before and after the loan is made.

    Eligible Businesses
    To be eligible, a business must meet all of the following three criteria: (1) a new or existing business on Hawai‘i Island or Moloka‘i, (2) the owner/operator of the business is Native Hawaiian or kama‘āina (individuals born and raised in Hawai‘i), and (3) the business in some way reflects at least one of the Program’s three overarching values—strengthening Hawaiian culture, building community, and enhancing the health of the natural environment.

    Loan Details
    Applicants may apply for loans between $2,000 and $15,000. The interest rate is fixed at 2%. Loan proceeds may be used to pay for supplies, equipment, labor costs, construction costs, and other expenses that will contribute to business viability and growth.

    Application Process
    To initiate the application process, please contact us at info@kohalacenter.org or (808) 887-6411, or
    visit koha.la/kahiau.

  • https://www.kiva.org/

    Loan Amount: $1,000 - $15,000
    Geographic Range: Statewide
    Kiva operates in more than 70 countries on five continents with a headquarter in San Francisco.

    More than 1.7 billion people around the world are unbanked and can’t access the financial services they need. Kiva is an international nonprofit, founded in 2005 in San Francisco, with a mission to expand financial access to help underserved communities thrive.

    We do this by crowdfunding loans and unlocking capital for the underserved, improving the quality and cost of financial services, and addressing the underlying barriers to financial access around the world. Through Kiva's work, students can pay for tuition, women can start businesses, farmers are able to invest in equipment and families can afford needed emergency care.

    By lending as little as $25 on Kiva, you can be part of the solution and make a real difference in someone’s life.
    100% of every dollar you lend on Kiva goes to funding loans.

  • https://loans.oha.org/

    The OHA Loan program consist of two programs: the Native Hawaiian Revolving Loan Fund (NHRLF), established in 1985 and funded by and overseen by the Administration for Native Americans (ANA), and the Consumer Micro Loan Program. We have decided to put them under one umbrella, called the OHA Loans Program, so that consumers can find a loan based on their needs more easily.

    A “revolving loan” means funds from a common pool—including loan interest and repayment—go back into the pool, so each client’s successful repayment of their loan in turn creates funds for future clients. Your success makes it possible for others to prosper.

    Our mission is “to enhance access for all persons of Native Hawaiian ancestry to credit, capital, and financial services and skills so as to create jobs, wealth, and economic and social well-being for all the people of Hawai‘i.”

    Our mission-based, support-centric approach makes the OHA loan program different than a traditional financial institution. We achieve our goals through offering loan products coupled with caring, supportive growth. That means offering loans to folks who may not qualify in a traditional financial institution, as well as financial education, technical assistance from the application process through full repayment, and outreach to underserved communities.

    Learn more.

  • pacificgatewaycenter.org/microloans

    The mission of Pacific Gateway Center is to empower low-income residents, immigrants, refugees and other vulnerable populations to achieve self-sufficiency through skill-building and access to opportunities while respecting cultural heritages.

  • http://www.slowmoneyhawaii.com/

    Loan Amount: $15,000 or less
    Geographic Range: Statewide

    What Slow Money Hawaii brings to the table​

    We bring Hawaii farmers and food entrepreneurs together with members of their community who are interested in lending their financial support via a small loan.

    Slow Money offers opportunities for farmers and prospective lenders to get to know one another, resulting in the facilitation of short-term low-interest loans to help these businesses expand. We also endorse some borrowers on KIVA, a global on-line lending platform and help them raise loan funds there.

  • https://www.fsa.usda.gov/programs-and-services/price-support/facility-loans/farm-storage/

    The Farm Storage Facility Loan Program (FSFL) provides low-interest financing so producers can build or upgrade permanent and portable storage facilities and equipment. Eligible commodities include grains, oilseeds, peanuts, pulse crops, hay, hemp, honey, renewable biomass commodities, fruits and vegetables, floriculture, hops, maple sap, maple syrup, milk, cheese, yogurt, butter, eggs, meat/poultry (unprocessed), rye and aquaculture. Eligible facility types include grain bins, hay barns, bulk tanks, and facilities for cold storage. Drying and handling and storage equipment is also eligible, including storage and handling trucks. Eligible facilities and equipment may be new or used, permanently affixed or portable.

    FSFL is an excellent financing program for on-farm storage and handling for small and mid-sized farms, and for new farmers. Loan terms vary from 3 to 12 years. The maximum loan amount for storage facilities is $500,000. The maximum loan amount for storage and handling trucks is $100,000. In 2016 FSA introduced a new loan category, the microloan, for loans with an aggregate balance up to $50,000. Microloans offer a 5 percent down payment requirement, compared to a 15 percent down payment for a regular FSFL, and waive the regular three-year production history requirement.

  • https://www.rd.usda.gov/food-supply-chain-guaranteed-loans

    Fact Sheet

    The Food Supply Chain Guaranteed Loan Program was a part of USDA’s Build Back Better initiative to strengthen critical supply chains and our food system. This program guaranteed loans of up to $40 million for qualified lenders to finance food systems projects, specifically for the start-up or expansion of activities in the middle of the food supply chain. The program supported new investments in infrastructure for food aggregation, processing, manufacturing, storage, transportation, wholesaling, and distribution to increase capacity and create a more resilient, diverse, and secure U.S. food supply chain. This program was fully funded by the American Rescue Plan Act and is no longer accepting applications.

    How can I get financing for my project?

    Under the Food Supply Chain (FSC) Guaranteed Loan Program, USDA Rural Development works directly with approved lenders to back (guarantee) their loans to qualifying meat or poultry processors and others operating in the middle of the food supply chain. This includes food aggregators, processors, manufacturers, wholesalers, distributors, and other types of entities that transport and store food. As a potential borrower, you work directly with your lender, who then applies for the program on your behalf. If you’re interested in financing available through the FSC program, you can start by asking your lender if they plan to participate